Advance-fee (POP/POF)
No money moves before proof of product.
Any structure that asks the buyer to demonstrate or move money first, a POF, an allocation fee, a tank rental, is the core of advance-fee fraud. Screen for the fee-before-verification shape.
Why not just a generic model
Deterministic keyword and threshold banks catch POF-first and tank-fee structures the same way every time. That is audit-reproducible, which a sampled generation that can vary between runs is not.
The tell a desk can check in minutes
Any fee payable, or proof of funds demanded, before the seller has proven they control any product.
The full typology in the playbookThe evidence behind the screen
This screen is not a description of a threat. It is anchored to a real investigation we published, so you can check the record yourself.
The advance-fee typologyWorried about this on a live deal?
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