Pricing

Five product surfaces. Self-serve where the math is simple. Sales-led where it isn’t.

The Regulatory Matrix API is in Stripe Checkout today. KYC-as-API, Cluster Feed, and Workflow Suite go through a 30-minute scoping call so we can match contract structure, data residency, and SLA to your procurement.

Which tier — I’m a…

Founding seats: 10/10 remaining · closes Jul 31, 2026 · lifetime price-lock

See the offer →

Ten seats because the first ten carry the reference risk. The price lock is the thank-you. — Rafae, Karachi

SKU 01 · Self-serve

Regulatory Matrix API

from $99

/mo developer

Clear the exotic-jurisdiction deal by this afternoon, not after six hours of research. JSON API covering 235 jurisdictions of physical-commodity trade rules: product tradability, payment-term constraints, license requirements, sanctions-aware routing.

Developer
$99/mo
10K calls/mo, sandbox + production keys
Production
$999/mo
250K calls/mo, 99.0% uptime target, webhook events on rule changes
Enterprise
$25-100K/yr
Unlimited calls, custom feeds, dedicated engineer

No account needed — pay by card, key emailed instantly.

SKU 02 · PAYG self-serve + sales-led enterprise

Counterparty KYC-as-API

from $25

/screen PAYG

Say yes with your name on it. One API call runs the seven-step pipeline across 235 jurisdictions: eight-list sanctions screening + PEP, company registration, regulatory licence, asset confirmation, trade references, digital footprint, broker-scam pattern detection. Beta: sanctions screening, blocklist, and regulatory checks are production-grade; broker-scam pattern and digital-footprint steps are evolving. Beta customers get founding pricing and direct engineer access.

Per-screen
$25-50/counterparty
Pay-as-you-go, structured risk report in <30s — self-serve
Seat-based
$25-100K/yr
Unlimited screens, multi-seat, case-management dashboard — self-serve
Enterprise SLA
Custom
Dedicated infrastructure, custom KYC steps, regulator-ready reports — via /apply

SKU 03 · Self-serve

Scam Cluster Intelligence Feed

from $10K

/yr read-only

See the fraudster before it reaches your floor. Real-time feed of verified-fraudulent counterparty clusters built from first-party investigation. Cross-referenced LinkedIn IDs, company aliases, broker-chain patterns, sanctions-evasion typologies. All four tiers are self-serve via Stripe Checkout.

Read-only · $10K/yr
$10K/yr
JSON feed, weekly digests, historical archive
Read-only · $25K/yr
$25K/yr
Higher rate limits, severity-filter views, monthly briefing call
API + alerts · $50K/yr
$50K/yr
Real-time webhooks, custom alert rules, HMAC delivery
API + alerts · $100K/yr
$100K/yr
Multi-tenant fan-out, custom severity routing, contributor channel

{
  "event": "cluster.entity_added",
  "entity": "Simar Chahal",
  "severity": "confirmed",
  "pattern": "CEO impersonation"
}

Example event — shaped like the live feed; entity from the published Simar record

Read-only tiers: no account needed — pay by card, key emailed instantly.

BUNDLE · Self-serve

Compliance Suite (bundled)

from $50K

/yr starter

All four SKUs — Regulatory Matrix API + Counterparty KYC-as-API + Scam Cluster Intelligence Feed + Workflow Suite read-access — in a single Stripe subscription. Designed for mid-size compliance teams at insurers, Big 4 forensic practices, and EM bank trade-finance desks that want every OilFlow capability without negotiating four separate contracts.

Suite starter
$50K/yr
All four SKUs, single contract, single invoice. Caps: 500 KYC screens/yr + 5 cluster webhook endpoints + 50K Regulatory Matrix calls/mo.
Higher-volume tier
Custom
Lift the caps, add multi-region data residency, named CSM — via /apply

SKU 04 · Sales-led

Trade-Compliance Workflow Suite

from $200K

/yr starting

White-label workflow embedded into bank trade-finance compliance desks: counterparty intake → KYC → NCNDA → SPA → DocuSign → audit-log export. Regulator-ready reporting templates included. Walk a live demo at /workflow/demo before the call.

Mid-market bank
$200-500K/yr
Single trade-finance desk, embedded via API, SSO
Multi-desk enterprise
$500K-$1M/yr
Multi-region, multi-desk, custom workflow rules, data residency

SKU 05 · NEW · Self-serve + Bank Enterprise

Pre-Deal Copilot (front office)

from $99

/mo Solo

Know before you structure. The first OilFlow surface sold to FRONT-OFFICE relationship managers and deal originators, not compliance. Paste a proposed deal, get a sub-30s clearance probability + restructure suggestion BEFORE investing weeks of structuring effort. Inverts compliance from gatekeeper to enabler. Try it free at /predeal, no signup wall.

Solo
$99/mo
50 pre-checks/mo · individual broker / freelance originator · self-serve via Stripe
Desk
$999/mo
1,000 pre-checks/mo · 10 seats · admin dashboard · commodity-house origination team · self-serve
Desk Pilot
$15K / 90 days
Prepaid pilot for desks + trade-credit insurers: week-1 Counterparty Book Sweep (your active book screened, risk-ranked findings in 72h) + full Desk access · fully credited toward annual on conversion · 3 concurrent slots · start at sales@oilflow.us
Bank Enterprise
$50-150K/yr
Unlimited pre-checks · white-label · SSO · bank-of-record routing · SLA · 50-500 RMs · via /apply

No account needed — pay by card, key emailed instantly.

Founding customer · first 10 only · lifetime price-lock

Or try free first at /predeal — no signup

Counterparty side · Free Tier 0 · Paid Tier 1

Verified Counterparty (two-sided network)

from Free

Tier 0 badge

Be the firm banks say yes to faster. The counterparty-side opt-in for the OilFlow Verified network. Approved counterparties get a +15 clearance probability lift on every bank Pre-Deal check that references your name: fewer pre-deal frictions, faster closes. Tier 0 (badge + +15 lift) is permanently free for the first 1,000 verified counterparties; Tier 1 ($499/yr) unlocks multi-bank deal-flow visibility, performance scoring, and lead routing. Submit at /counterparty/onboard with document-backed UBO disclosure + reference letters for the strongest approval.

Tier 0 — Verified
Free
Embeddable Verified-by-OilFlow badge · +15 clearance lift on Pre-Deal verdicts · public profile at /verified/[slug] · first 1,000 counterparties permanently free
Tier 1 — Verified+
$499/yr
Multi-bank deal-flow visibility · performance scoring · lead routing from RM Pre-Deal searches · monthly counterparty pulse brief
Enterprise
Custom
Network onboarding for trading houses with multiple legal entities · single contract, multi-entity verification · via /apply

VAT

Regional VAT applied per local law

UAE

5% VAT

Saudi Arabia

15% VAT

United Kingdom

20% VAT

Germany / Netherlands / France

19-21% VAT

Singapore

9% GST

Japan

10% Consumption Tax

Australia

10% GST

United States

No federal VAT (state sales tax may apply)

Hong Kong / Kuwait / Qatar / Brunei

No VAT

Other countries

Local VAT applied per local law

Plans and pricing by product