Products
Four compliance APIs for emerging-market commodity trade.
The infrastructure that caught a $50M Chevron-CEO impersonation in 30 minutes, productized for compliance teams at banks, trading houses, and insurers. Comparables: Refinitiv World-Check, Dow Jones Risk Center, Moody's BvD, ComplyAdvantage, Sumsub. Four APIs target Q3 2026 GA; early access pricing reflects beta status.
SKU 01
· BETARegulatory Matrix API
79-jurisdiction product-tradability rules as a clean JSON API.
The 79-jurisdiction matrix that gates counterparty intake on bank trade-finance desks, exposed as a paid REST API. Per-product status (allowed / restricted / blocked) plus contextual notes (which regulator, which monopoly, which license). Stripe-billed. Self-serve.
- ▸79 jurisdictions, all product categories (crude, refined, LPG, LNG, bitumen)
- ▸Allowed / restricted / blocked status per country × product
- ▸Country-specific notes (Sonatrach monopoly, BPC oversight, BPH Migas license, etc.)
- ▸Tradability-check endpoint for bank compliance intake + counterparty pre-screen
- ▸Updated as regulators change rules; subscribers get changelogs + webhooks
- ▸Sandbox + production environments, OpenAPI spec, idiomatic SDKs Q3 2026
Customer
Trade-finance bank compliance teams · RegTech developers · trading-house compliance engineers
Pricing
Developer
$99/mo
1K calls/mo, sandbox + production keys, no SLA
Production
$999/mo
50K calls/mo, 99.0% uptime target, webhook events on rule changes
Enterprise
$25-100K/yr
Unlimited calls, custom feeds, dedicated SE, 99.9% uptime (multi-region active-passive)
Endpoints (beta)
- GET
/api/v1/regulatory/countries
List 79 jurisdictions
- GET
/api/v1/regulatory/countries/:slug
Country detail with all product rules
- GET
/api/v1/regulatory/check
?country=PK&product=crude → status + notes
- GET
/api/v1/regulatory/products
List product categories
SKU 02
· BETACounterparty KYC-as-API
One API call runs 7 KYC steps across 79 jurisdictions. Returns a structured risk report.
The 7-step KYC pipeline that screens every OilFlow member, exposed as a B2B SaaS endpoint. Sanctions screening across 7 source lists (OFAC SDN, OFAC Consolidated, UN, EU, UK HMT, Canadian SEMA, Australian DFAT, Swiss SECO) via 2 live integrations: OpenSanctions aggregator (covering all 7 lists with weekly refresh) plus direct OFAC SDN/Consolidated XML for redundancy. PEP flagging (review-tier, non-blocking). Company registration check via OpenCorporates. Regulatory license check via 79-jurisdiction ruleset. Asset confirmation + digital footprint scoring + scam-pattern detection are analyst-assist LLM scores with cited evidence (data_source: 'analyst_assist_llm' in the response). Trade reference step runs a structured email questionnaire to references the customer supplies. Cluster-blocklist match with fuzzy match (pg_trgm). Beta — sanctions + blocklist + regulatory checks are production-grade live APIs; steps 4-6 are explicitly framed as analyst-assist in the API response shape so compliance officers can route accordingly. Beta customers get founding pricing + direct engineer access.
- ▸7-step KYC across 79 jurisdictions
- ▸7-list sanctions screening + PEP — auto-rescreen every 90 days
- ▸Three-document test (named principal + corporate email + corporate letterhead)
- ▸Scam-pattern detection (LOI/ICPO/DLC MT700 chain, mandate-layer cake, non-refundable PB)
- ▸Cross-reference to verified-fraudulent cluster blocklist (Simar, Adeel, Ahmad, Russia-Türkiye clusters)
- ▸Structured risk report: pass / review / fail + per-step reasoning + recommended action
Customer
Trade-finance banks · trading-house compliance desks · trade credit insurers · marine / cargo insurers
Pricing
Per-screen
$25-50/counterparty
Pay-as-you-go, structured risk report returned in <30s
Seat-based
$25-100K/yr
Unlimited screens, multi-seat, admin dashboard, custom alerts
Enterprise SLA
Custom
Dedicated infrastructure + custom KYC steps + audit log export
SKU 03
· EARLY ACCESSScam Cluster Intelligence Feed
Real-time feed of verified-fraudulent commodity-trade counterparty clusters.
The cluster intelligence library built from real commodity-trade fraud caught by OilFlow's scam-detection pipeline. Includes the Simar Chahal cluster (verifiable Chevron-CEO impersonation), the Adeel Russian-oil mandate chain, the Ahmad Pinnacle Petrol layer-cake, the Russia-Türkiye dark-fleet inbound pattern, and continuously-added new clusters. Cross-referenced to LinkedIn profile IDs, company aliases, broker chains, email patterns, and severity scores.
- ▸Verified-fraudulent cluster records with primary + suspected entities
- ▸Cross-references: LinkedIn IDs, company aliases, broker chains, email patterns
- ▸Severity scoring + classification by fraud pattern (mandate chain, impersonation, dark fleet, layer cake)
- ▸Real-time webhook delivery on new cluster additions or escalations
- ▸Weekly digest format for compliance team consumption
- ▸Historical cluster archive for investigative work
Customer
Banks · trade credit insurers · exchanges · trading-house compliance · law firms with commodity practices
Pricing
Read-only
$10-25K/yr
JSON feed, weekly digests, historical cluster archive
API + alerts
$50-100K/yr
Real-time webhooks, custom alert rules, severity-based routing
SKU 04
· ENTERPRISETrade-Compliance Workflow Suite
White-label trade-compliance workflow for bank trade-finance desks.
Counterparty intake → 7-step KYC screen → NCNDA dispatch via DocuSign → SPA draft generation → audit log. Embedded via API or hosted iframe app. Built on the same workflow infrastructure that runs OilFlow's own deal rooms. Customizable to a bank's existing compliance policy with custom risk thresholds + approval routing.
- ▸End-to-end counterparty-to-execution workflow for trade-finance desks
- ▸Pre-integrated with Regulatory Matrix API + KYC-as-API + Cluster Intelligence Feed
- ▸DocuSign JWT integration for NCNDA + SPA dispatch with HMAC webhook receipts
- ▸Audit log export (CSV, JSON, BigQuery sink) for compliance reporting
- ▸Custom risk thresholds + approval routing per the bank's policy
- ▸SSO via SAML or OIDC; bank-specific branding optional
Customer
Mashreq · HBL · Emirates NBD · KCB · Stanbic · Standard Chartered EM · HSBC EM (trade-finance compliance desks)
Pricing
Mid-market bank
$200-500K/yr
Single trade-finance desk, embedded via API, basic SSO
Multi-desk enterprise
$500K-$1M/yr
Multi-region, multi-desk, custom workflow rules, dedicated CSM