SKU #5 · Front-office Pre-Deal Copilot
Stop losing deals to last-minute compliance vetoes.
For RMs, deal originators, and brokers: paste a proposed deal and get a clearance probability plus a restructure suggestion in under 30 seconds. Know before you spend weeks structuring something compliance will kill.
Live at /predeal · no signup wall · same verdict shape as the API
Replay of a real OilFlow investigation: screening the name Simar Chahal returns a confirmed cluster hit: CEO impersonation: claimed Chevron Group CEO since 2002. 5 linked entities, risk band high. 3 cargo-scale deals collapsed. Read the full teardown at the link below, or run your own free check.
What it does
The intelligence moves upstream, to the deal originator.
Every incumbent in compliance tech (ComplyAdvantage, Sumsub, Refinitiv World-Check, Moody's BvD, Dow Jones) sells downstream tools to compliance teams. By the time a deal reaches their alert pipeline, you've already spent 1-3 weeks structuring it. Pre-Deal Copilot runs the same data spine (235-jurisdiction matrix, verified scam-cluster intelligence, sanctions corpus) through a 30-second pre-flight, before you commit.
We named the category: the clearance gap, and Pre-Deal Clearance. Know before you structure.
30-second verdict
Paste a deal (counterparty, product, corridor, payment structure) and get a clearance probability, top blockers, and a restructure suggestion before you spend a week on it. Synchronous response, bounded by construction: every screening primitive is timeout-capped.
Built for front office, not compliance
Speaks RM lexicon: clearance probability, time-to-clearance, restructure suggestion. No alert IDs, no SAR templates, no compliance-officer jargon.
Counterfactual restructuring
When the verdict is heavy friction, Claude drafts concrete deal modifications (drop the SBLC, switch counterparty class, change payment terms) with an estimated re-clear probability. No incumbent ships this: they only emit signals.
For compliance teams: 78% of EMEA institutions report alert volumes rising with payment volume (LexisNexis, 2024, n=482), and the FCA's 2026 review found 95% of firms had zero true sanctions matches since 2022, yet still carried alert backlogs. A pre-deal gate stops a failed deal before it ever generates a downstream alert for a compliance analyst to clear.
Workflow
How it works
Paste the deal
Counterparty name, product, origin, destination, payment structure, volume. Free-form: copy from a Bloomberg ticker, paste from an email, dictate from your phone.
Get a verdict in 30 seconds
Clearance probability (0-100), verdict tier (clear / review / heavy friction / block), top blockers with evidence links, and, if friction, a concrete restructure suggestion.
Send to compliance with one click
If you want to proceed, the pre-check forwards to your bank's KYC pipeline as a pre-populated workfile. Compliance starts with your verdict and reasoning, not a blank slate.
Pricing
Two prices: the $95 Counterparty Screen, the $500 Counterparty File.
Front-office buyers measure ROI in deals saved, not alerts processed. The live check at /predeal stays free. On a named counterparty we run the Counterparty Screen for $95: machine output inside the hour, marked DRAFT for review by independent legal counsel, no human read. The Counterparty File is $500, the same seven steps plus a named human's written judgement and signature, in your inbox by the end of the third business day or we refund the fee in full. Order either one by email to hello@oilflow.us and an invoice comes back. Bank and insurer rollouts and API access are scoped on a call, no list price.
Order on one named counterparty
Counterparty Screen$95
One name, delivered within the hour, marked DRAFT for review by independent legal counsel, no human read. PEP is not screened; adverse media is not swept.
Email hello@oilflow.us with the product and the counterparty name in the subject. An invoice comes back by reply. Both are prepaid by invoice or marketplace order; the Screen can also be paid by card where oilflow.us/pricing offers it.
The cost of the clearance gap
Put your own deal flow in. See what structuring blind costs.
Every figure is yours to set. It sizes the problem from your inputs; it is not a claim of measured savings. The only prices we charge today are the $95 Counterparty Screen and the $500 Counterparty File, both on /pricing.
Your desk
The cost of structuring blind
At these numbers, the time your desk sinks into deals compliance kills is worth $172,800 a year. Running a Counterparty Screen on every deal you structure costs $9,120 a year at $95 a screen: machine output on one named counterparty, back within the hour, marked DRAFT for review by independent legal counsel. Catching even one killed deal before you structure it (worth about $9,000 of sunk time) more than covers it. Order by email to hello@oilflow.us and an invoice comes back. Where you need a written judgement and signature from a named person, the Counterparty File is $500 and lands by the end of the third business day.
From verdict to defense file
A 30-second check becomes an audit-ready paper trail.
Every Pre-Deal verdict carries the evidence behind it. That same decision can be turned into a regulator-format narrative (FinCEN SAR, FCA SYSC 6.3, FATF Rec 10, MAS Notice 626) an MLRO signs, bound to a tamper-evident hash a regulator can independently recompute. The originator gets speed; the desk head and the MLRO get a defensible record instead of a gut call.
The data spine behind the verdict
We don’t ask you to take it on faith. The work is published, the corpus is real, and the receipts verify in your own browser.
7
First-party-investigated fraud clusters
Each one investigated in-house with the evidence chain intact: not scraped, not bought. The live registry behind the free /check tool.
Browse the registry →Published
A fake Chevron CEO, disproved with the receipts
A broker pitched a $50M cargo lift claiming Chevron’s top job. We published the full teardown: every check, every source.
Read the evidence chain →SHA-256
Receipts you can verify yourself
Every signed decision carries a tamper-evident hash. Recompute it in your own browser: no OilFlow code in the verification path.
Open the hash verifier →Live now
Run a real pre-check now.
No signup wall. Paste any deal, see the verdict structure, judge for yourself. The live API runs the same cluster corpus and 235-jurisdiction data spine as the compliance APIs, plus a US sanctions cache pre-screen. The full 8-list screen runs on the SKU #2 KYC handoff.